Insurance

ALL reservations are required to have active coverage for the duration of the rental period.

To satisfy coverage requirements, you must select at least one of the following coverage options:

Provide proof of full coverage auto insurance with appropriate policy limits transferable to the rental vehicle for the duration of the rental period

Economy
Standard
Premium
  • Bodily Injury: $10,000 (State Minimum)
  • Property Damage: $10,000 (State Minimum)
  • Comprehensive: $1,000 deductible max
  • Collision: $1,000 deductible max
  • Policy must provide coverage exceeding the ACV (actual cash value) of the vehicle being rented.
Elite
  • Bodily Injury: $10,000 (State Minimum)
  • Property Damage: $10,000 (State Minimum)
  • Comprehensive: $1,000 deductible max
  • Collision: $1,000 deductible max
  • Policy must provide coverage exceeding the ACV (actual cash value) of the vehicle being rented.
Exotic
  • Bodily Injury: $100,000/$300,000
  • Property Damage: $50,000
  • Comprehensive: $1,000 deductible max
  • Collision: $1,000 deductible max
  • Policy must provide coverage exceeding the ACV (actual cash value) of the vehicle being rented.

We work with third party insurance providers such as Allianz®, Bonzah®, Sure Insurance®, Rental Cover®, and Travel Guard®. Please contact them directly for more information. Please note: we are not affiliated or associated with these programs or companies but we do accept their coverage for certain vehicles.

  • Allianz OneTrip Rental Car Protector
    • Covers up to $50,000 if a car you’re renting is stolen or is damaged in a covered accident or while it’s left unattended.
    • Also provides coverage for Trip Interruptions, Baggage Loss/Damage, 24-Hour Hotline Assistance, and more.
  • Bonzah Car Rental Insurance
    • Covers damage up to $35,000 USD
    • Bonzah.com offers primary car rental damage insurance, up to $35,000, for the following:
      • Damage due to collision with another vehicle, you will be reimbursed the maximum benefit shown in the benefits schedule
      • If you have accident a $500 maximum deductible will be applied for an accidents with another vehicles.
    • Also provides Supplemental Liability Insurance (SLI) up to $1,000,000, Personal Effect Coverage, Zero Deductible Liability Claims, Free Additional Drivers, and more.
  • Sure Car Rental Insurance
    • Recommended for Elite and Exotic class vehicles.
    • From minor fender-benders to more serious accidents, provides coverage for physical damage to the vehicle up to $100,000. Anything that is yours in the car is covered, too.
    • Also covers; Flat Tires, Lost Key, Roadside Assistance, and more.
  • Rental Cover
    • Offers a wide variety of insurance products.
    • Coverage limits vary.
  • Travel Guard
    • Up to $35,000/$50,000 in rental car primary physical damage coverage 

If you would like to purchase car rental insurance from a provider not in this list, please let our team know during the booking process.

Many credit cards offer built-in car rental insurance, providing coverage for damage, theft, and more when you use your card to pay for the rental. To satisfy coverage requirements using a credit card’s rental insurance program, please ensure the following:

  1. Eligibility: Confirm that your credit card includes rental car insurance coverage. Coverage details can vary by card issuer and type (e.g., Visa, MasterCard, American Express). Some cards may offer primary coverage, while others provide secondary coverage that kicks in after your personal auto insurance.

  2. Coverage Limits: The coverage offered by your credit card must meet or exceed the requirements for the vehicle class you are renting. For example:

    • Economy, Standard, and Premium Vehicle Classes: The card’s insurance should cover damage or theft up to the actual cash value (ACV) of the vehicle.
    • Elite Vehicle Class: Coverage must be sufficient to cover damage or theft up to the ACV of the vehicle, with additional coverage considerations as specified by the card issuer.
    • Exotic Vehicle Class: Many credit cards do not cover luxury or exotic vehicles, so it’s essential to verify your card’s policy beforehand.

  3. Duration of Coverage: Ensure that your card’s rental insurance program covers the entire rental period, including any extensions. Some credit cards may limit the duration of coverage (e.g., up to 15 or 30 days).

  4. Documentation: You may need to provide proof of coverage at the time of rental. This can include:

    • A copy of your credit card’s rental insurance policy or benefits guide.
    • Proof of payment with the eligible credit card for the rental.

  5. Exclusions: Be aware of any exclusions in your card’s rental insurance policy. Common exclusions may include:

    • Rentals in certain countries.
    • Specific types of damage (e.g., wear and tear, tire damage).
    • Certain vehicle types, such as trucks, large SUVs, or luxury/exotic cars.

By using your credit card’s rental insurance, you can satisfy our coverage requirements while potentially avoiding additional insurance costs. Always verify your specific card’s benefits and limitations before your rental period begins.

Purchase our collision damage waiver (CDW) (only available for select vehicles)

  • Available for all Standard and Premium class vehicles
  • Not available for certain Elite class vehicles
  • Not available for all Exotic class vehicles

*Please note: Not all vehicles, vehicle classes, and/or drivers are eligible for our Collision Damage Waiver (CDW) option.

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